For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. www.nmlsconsumeraccess.org | Equal Housing Opportunity As a result of refinancing, your total finance charges may be higher over the life of the loan. Or Including closing costs or financing loan fees, your total finance charges may be higher over the life of the loan. The term guaranteed used clearly indicates the insurance or guarantee is for the lender and does not assist the customer. VA loans subject to individual VA Entitlement amounts and eligibility, qualifying factors such as income and credit standards, and property limits. Wave Lending Group is not affiliated with any government agencies. These materials are not from VA, HUD or FHA, and were not approved by VA, HUD or FHA, or any other government agency.